Unlock the Power of Real Estate Investing with DSCR Loans
Are you an investment property owner looking to expand your portfolio? DSCR loans offer a flexible and efficient way to secure the funding you need without the hassle of traditional income verification. Discover how DSCR loans can help you achieve your financial goals and grow your real estate investments.
How Does a DSCR Loan Work? - Let Us Help!
Unlike conventional loans that require proof of income through tax returns or pay stubs, DSCR loans allow you to qualify for a mortgage based on your rental property’s cash flow. Here's how it works:
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DSCR Loan Criteria Breakdown
30
Year Term
$50K to $3MM
Loan Value
No Minimum
Credit Score
No Minimum
DSCR Required
Who Can Benefit from DSCR Loans?
DSCR loans are designed for residential real estate investors, from first-time buyers to seasoned professionals with extensive portfolios. Whether you’re purchasing your first rental property or adding to your collection, DSCR loans provide a streamlined path to securing financing.




What is a Non-QM Loan?
DSCR loans fall under the category of non-QM (non-qualified mortgage) loans. These are tailored for borrowers who don’t meet conventional loan criteria, such as:
- Self-employed individuals
- Gig workers
- Foreign nationals
Additional non-QM loan options include Bank Statement Loans, ITIN Loans, Foreign National Loans, 1099 Mortgages, Asset Qualifier Mortgages, and Full Doc Loans.
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Use our Debt Service Coverage Ratio (DSCR) Calculator today to unlock the potential of your next real estate investment project.
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Ready to take the next step? Invest smart, invest with confidence. Unlock the potential of your real estate investments with a DSCR loan today!