No Credit Check Required, No Application Fee, No Obligation.

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Hard Money Loans Are Approved In Hours, We Close In Days!

Hard Money Lender Direct Is Here To Help!

Our program is borrower friendly!

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    Are you a first time hard money loan borrower? No problem. As investors ourselves, we know what it's like to shop for hard money lenders and we will offer you our full support and expertise. Complete the form and we'll reach out to you immediately.

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    Hard Money Lender Direct offer's the best rate programs in the hard money loan industry. Our programs are ``doc lite`` and very borrower friendly. We require minimal information in order to get your loan approved and issue you a term sheet.

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    Loan approval within 24 hours and we close in as few as 3 days. Our money funds your project, which gives us the ability to make decisions faster than anyone in the industry. Hard Money Lender Direct knows time is money and speed is our commitment to you.

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Who is the best hard money lender?

First, lets start with what is a hard money lender? A hard money lender makes loans for business purposes, like a real estate investment. A hard money lender cannot fund owner occupants, and as a result our actual borrower will be an entity (LLC or Inc.). Our loan programs include; cash out refinance loans, rental loans, new construction loans, and fix & flip loans. Interest rates on a hard money loan are generally higher because we are loaning investor capital, not deposits like a bank. In return for higher rates, borrowers enjoy a much faster approval and closing process because we don't have to deal with the red tape. The fastest loan we’ve closed was in 3 days! In addition, we require much less paperwork from our borrowers. We don't require tax returns, proof of income, or even verification of employment. Hard money lenders are great for fix and flips, condo conversions, or loans for new construction. Unlike most hard money lenders, we also offer other programs like 30 year hard money rental loans that start at 4.25%. No two hard money lenders are alike. As a borrower, you want to make sure you know how your lender is funded. We are a a truly direct/balance sheet lender. We lend our own funds, while others do not, and that matters now more than ever.
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Hard Money Loan Amounts from $150,000 to $4,000,000

We fund up to 85% of the purchase price, 75% of the after repair value, and we always fund 100% of the construction budget.

Loan terms from 12 months to 30 years!

No prepayment penalties, extensions are available at the Hard Money Lender’s discretion.

Rates as low as 4.99%!

We offer competitive rates to residential real estate investors.

We close in as little as 7 Days!

24 hour streamlined loan approval process, and loan close on average in about 10 days.

The fastest local source for hard money

Our hard money loan programs are tailored to meet the needs of residential real estate investors.
We make your vision a reality

We fund 100% of construction and our draw process is FAST!

Watch the magic happen

Our loan process is fast and efficient. Loans approved in hours, we close in days.

Rinse and Repeat

60% of the hard money loans we close are with repeat clients.

Get access to local, fast, and efficient capital to grow your residential real estate portfolio.

Almost a decade in the hard money lending space with hundreds of satisfied clients and industry leading customer service!

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Million in hard money loans funded.

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Satisfied borrowers.

Interested in learning how to get a loan from a hard money lender? Let's get in touch!

As a direct hard money lender, we are not a broker, and we have our own funds to lend. We never stopped lending during Covid-19. With a loan programs starting as low as 4.99%, we can help you get started today!

Recently Closed Hard Money Loans

Look at what our borrowers have been up to!

Why choose us for your hard money lending needs?

We strive every day to be Fast, Flexible, Reliable and Professional.
  • Speed
  • Local Support
  • Borrower friendly programs
Hard Money Lender Direct- Get Your Hard Money Loan Today!

What Our Customers Are Saying..

Lee C

Michael is an excellent and very reliable private lender. He closed my private loan in about a week, and construction advances were wired to me sometimes the same day as the inspection. I’ll be using him in the future, no doubt about it!

Lee C

Scott B

Michael is an excellent private lender who I have worked with on a number projects over several years. He closed my loan within a week. I will use Michael’s services for years to come.

Scott B

Tim H

Excellent communication, quick turnaround times, and someone I would highly recommend.

Tim H

Save Time, Money & Brain Damage

We're in the speed of money business, contact us today!
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Learn more about our many hard money loan programs.

Get in touch with the right lender today!

Don't waste time or money with the wrong type of lender. Get fast funding today with a great rate.