hard money lender

Let us find you a direct, local, and fast hard money lender near you!

This process will match you with Direct Hard Money Lenders who use their own money to fund your project. Direct lenders have the ability to make decisions faster, and they can customize their hard money loan to fit your needs. Don’t waste your time working with loan brokers. Hard Money Lender Direct will not mark up your loan. Start today, it’s free!
Get Started!

Who is the best hard money lender?

First, let’s start with what is a hard money lender? Hard money lenders make loans for business purposes, like a real estate investment. A hard money lender cannot fund owner occupants. In fact, most hard money lenders will require the borrower to be an LLC. There are many different hard money loan programs available today. Loans programs include cash out refinance loans, rental loans or DSCR loans, new construction loans, and fix & flip loans. Many hard money lenders can provide loan programs to cover the entire BRRRR strategy. Interest rates on a hard money loan are generally higher because we are loaning investor capital, not deposits like a bank. Also, banks are highly regulated, hard money lenders are not. In return for higher rates, borrowers enjoy a much faster approval and closing process with a hard money lender.
It’s hard to find the right lender, and that’s especially true when it comes to hard money loans. We know not all hard money lenders are created equal after more than 20 years of financing and investing in real estate. Every lender has certain strengths. Some offer low down payment programs but have high rates. Others have low rates but want a larger down payment. Oftentimes the lender with the lowest rate requires more paperwork and a longer closing time frame. Therefore, we thoroughly vet the lenders in our network and the criteria of the loan programs they offer. Our application process asks questions that have been carefully tailored to cover the different variables involved. This allows us to match you with a direct hard money lender who we believe will provide the best loan terms, and close your loan.
Get Started!

No Credit Check Required!

We don’t pull credit or ask for your social security number.

It’s Free!

We don’t mark up your loan like a broker would.

Great Rates!

Finding competitive rates for residential real estate investors.

Save time!

You will be connected with a direct lender in minutes with no obligation on your part.

We only match you with borrower friendly hard money loan programs!

  • Fast & Flexible

    Our lenders are direct, so they can approve your loan within 24 hours and a close in as few as 7 days. They can also make common sense decisions, because every situation is different.

  • “Doc Lite”

    Minimal documentation will be required. Our lenders won’t ask for tax returns. They trust the information provided to approve your loan, then verify as part of closing.

  • Low Down payment

    Experienced real estate investors can expect to put as little as 10% down. Our lenders have hard money loan programs that can finance up to 95% of the total project cost.

A One-Stop-Shop For Hard Money Loans!

Matching real estate investors with the best hard money loan programs available today.

Click Below To Get Started!

No Credit Check Required, No Obligation, 100% FREE!

Hard Money Lender Direct Is Here To Help!

What Does Hard Money Lender Direct Do?

Leveraging our network and more than 20 years of experience to make the process of financing real estate less stressful for you. Simply put, we match you with direct hard money lenders we feel are the best fit for you based on the answers you provided. Our company does not make loans, and we are not a loan broker.
House model with real estate agent and customer discussing for c
private real estate lender - Michael Chadwick - commercial lending

How Do We Make Money?

We get paid directly by our lending partners only if your loan gets funded. We are not a loan broker, we do not make or fund loans. Our goal is to simply provide a warm introduction to one or more direct hard money lenders that we believe will offer you the best terms, and highest likelihood of your loan closing. These lenders have been vetted by us, and have demonstrated a track record of closing hard money loans.