No Income Verification Loans!
We specialize in funding cash-out refinance loans! We offer cash-out refinance loans on 1-4 unit properties up to 75% loan to value. Rates vary based on credit and cash flow and start as low as 3.75%. Loans are approved in hours and we close loans in just a few weeks. To get started, click the get funded button and provide just a few quick pieces of information. I'll respond to you immediately.
We're Borrower Friendly
We apply our hard money lending philosophy to cash-out refinance loans. We don't need tax returns, we don't verify employment, and we don't care about debt to income ratios. Our cash-out refinance loan program requires very little documentation and no seasoning. Banks and other conventional financing sources are check the box lenders, they simply can’t compete with our common sense underwriting approach.
We offer competitive rate and terms for real estate investors looking to tap their property's equity. Our cash-out refinance loan rates start as low as 3.75% and we can lend you up to 75% of the property's value. We also offer several interest only and prepayment penalty options to fit the investor's needs.
Featured No Income Verification Loans
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What is a no income verification loan?
They say it takes one to know one. Simply put, a cash-out refinance loan replaces your current loan with a larger mortgage, providing the borrower with cash at closing in exchange for equity built in the property over time. Real estate investors use cash-out refinance loans routinely to buy more properties. Others use cash-out refinance loans to complete renovations or make repairs to the property to further increase its value.
How do you get a no income verification loan from a hard money lender?
It’s easy to get a cash out refinance loan from a hard money lender. Unlike conventional real estate lenders, a hard money lender requires a lot less paperwork and a lot less time. If your 1-4 unit rental property has increased in value since you last financed it, call me and we'll get your cash out refinance loan approved. We don't ask for tax returns, and we don't verify income or employment. In fact, we don't pull credit until your loan is fully approved. Your cash out refinance loan will be approved in just a matter of hours. Closing a cash out refinance loan usually takes just 3-4 weeks depending on how long it takes to get the appraisal back.
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Pre-qualifying does not require you to provide sensitive personal information. No credit pull needed until the cash out refinance loan is approved/committed by your hard money lender!