Hard money lender Boston Loan - Hard Money Lender Direct

Are you looking for a Private Lender Rhode Island? We've closed more than $100MM in private real estate loans in Rhode Island.

I work for ABL, one of the most active hard money lenders in Rhode Island. As a truly direct/balance sheet private lender Rhode Island, ABL lends its own money and is actively closing loans. I'm able to close a hard money loan in Rhode Island in as little 5 days! To get started, click the pre-qualify button. It takes just 30 seconds to complete and I'll get back to you immediately.
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I'm Fast

ABL understands time value of money. We are the fastest private lender in Rhode Island. I offer my borrowers a two day streamlined approval process. I can close a Rhode Island hard money loan in as little as 7 days. In fact, I once closed a loan in 3 business days. Finally, I can fund construction advances in 48hrs. This keeps your project running on schedule from closing to repayment!

I'm Flexible

No two real estate investments are identical. ABL's borrowers know that and come to me for the flexibility of our Rhode Island hard money loan program. Banks and other traditional sources are check the box hard money lenders in Rhode Island. They need you to complete a pile of paperwork. As a Rhode Island private lender, simply can’t compete with my common sense underwriting approach. I don't need appraisals, tax returns, or bank statements.

I'm competitive

ABL is one of the most active hard money lenders in Rhode Island. We offer competitive rates and terms for experienced real estate investors. Our Rhode Island hard money loan program is ideal for borrowers who come to me through a broker. We offer 18 month terms at no additional cost, and interest rates as low as 10% and 2 points.

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ABL's is one of the most active private lenders in Rhode Island. Look at what our borrowers have been up to!

Why choose ABL as your go to private lender?

ABL has been providing private real estate loans in Rhode Island for years. We separate ourselves from other Rhode Island private lenders because we are local. In addition, we have “boots on the ground” which is important as a private lender. You are not dealing with a loan officer that is sitting in a national call center. I understand the unique market dynamics in Rhode Island. That allows us to get up to speed quickly on your investment. I have the ability and the tools to do a desktop valuation of the property, our program does not require an appraisal. That allows us to issue commitments in as little as 48hrs, and close loans in 7 days. Our Rhode Island hard money loan program is perfect for 1-4 unit residential properties that are in need of renovation. We love Rhode Island fix and flips because most of the housing stock is outdated. Finally, we also lend to local builders that are looking for a ground up construction loan.
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How do I get a loan from a private lender in Rhode Island?

It’s easy to get a loan from a private lender in Rhode Island like ABL! Unlike conventional real estate lenders, a private lender in Rhode Island like ABL requires a lot less paperwork. When you get the property under agreement and you know the construction cost, call me. If the deal makes sense based on the preliminary numbers, we’ll move forward in getting your loan approved. First, I’ll need to get to know you and how experienced of a real estate investor you are. Unfortunately, I can’t lend to owner occupants for first time investors. I’ll ask you to provide me with a short bio/resume and examples of homes that you’ve built. ABL uses a stated income approach. Therefore, I’ll also ask for you to fill out a personal financial statement and a real estate owned schedule. We don’t need tax returns or bank statements. Once I get this information, now have the ability to complete my underwriting for loan approval. Usually I can issue a full commitment within 48 hours, we’re one of the fastest hard money lenders in Rhode Island. The conditions of the commitment are borrower friendly. I need a minimum credit of 625 and a clean criminal background check. Finally, I have my construction inspector meet you at the site construction budget is adequate. All that can happen in less than 7 days!

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Pre-qualifying does not require you to provide sensitive personal information. No credit pull needed until the new construction loan is approved/committed by your private lender Rhode Island!